Accident Insurance Can Help You Be More Prepared!
See how Illinois Mutual’s accident insurance can help a family.
Amari’s employer announced exciting news: They are now able to offer new voluntary benefit options, including accident insurance at the Preferred benefit level with 24-Hour coverage.
From children’s sports to yard work and more, Amari knows his family has an active lifestyle, so he chose to purchase accident insurance to cover his whole family.
One day, Amari’s youngest son was playing with friends after a soccer game when he fell and injured his leg. An ambulance took him to the emergency room, where a CT scan revealed his leg was fractured. He needed crutches and physical therapy, but eventually healed.
Although their family has health insurance, there were still co-pays and deductibles to pay because of this accident.
When Amari filed the accident claim, he received a monetary benefit to help offset these additional costs. This benefit was paid directly to him for each covered service his son experienced:
| $390 | Ground Ambulance Transportation |
| $260 | Emergency Room Treatment |
| $195 | Major Diagnostic Exams (CT Scan) |
| $1,040 | Fracture – Leg |
| $65 | Follow-up Physician Treatment |
| $32.50 | Physical Therapy |
Total: $1,982.50
Preferred benefit level shown. Other benefit levels at different coverage amounts are available; benefit levels selected by the employer.
Accident insurance provided Amari fixed, lump sum benefit amounts based on eligible expenses incurred as a result of his son’s accident—but the claim was paid directly to him, and the funds can be used for whatever his family sees fit!
Business owners and HR professionals:
Contact an Illinois Mutual agent to offer employees Illinois Mutual worksite accident insurance today!