The life of a child brings excitement and wonder into every family. Although you have a healthy child today, it's hard to predict what his or her future will bring. As a parent or grandparent, you have the opportunity to provide life insurance protection for your child or grandchild now and guarantee his or her future life insurability, regardless of the road that lies ahead.

Illinois Mutual's ChildGUARD plan is an easy and affordable way to begin a lifetime of protection for each of your children or grandchildren from birth to age 18. A one-time premium payment of $300 provides one unit of life protection with the following insurance guarantees:

• $5,000 from age 0 to age 13
• $10,000 from age 13 to age 18
• $15,000 from age 18 to age 23
• A maximum of two units may be purchased on each child.

Future Insurability Guarantee

This one-time premium payment will insure your child or grandchild through their 23rd birthday. After that, they can take advantage of ChildGUARD's future insurability guarantee. It allows your child or grandchild to continue with permanent life insurance protection up to $100,000 at age 23, regardless of future health considerations as long as premiums are paid. This means that no matter what their health situation may be at age 23, they are guaranteed life insurance coverage.

As a parent or grandparent, you want only the best for your children or grandchildren. With Illinois Mutual's help, you can give the gift of life insurance by providing protection now and guaranteeing their future insurability.

Benefits

• Low cost one-time premium payment
• Provide protection now and guarantee future insurability