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Disability Products

Products By State

Personal DI

  • Individual Guaranteed Renewable GR21
  • Individual Non-Cancelable NC21

Return of Premium DI

  • Surrender Value Rider

Business Expense

  • Business Expense Protection BE21

Special Risk DI

  • Special Risk Income Protection SR21

Special Risk Business Expense

  • Special Risk Business Expense Protection SRBE21

Worksite DI

  • Voluntary Short Term Disability VSTD21

Disability Products By State



For a list of approved products by state, select a state from the list below. Only the states where Illinois Mutual Life Insurance Company is licensed have been included in the list.



Product DescriptionAvailable
Disability Insurance Protection 
 Individual Guaranteed Renewable Income Protection GR21Yes
 Individual Non-Cancelable Income Protection NC21Yes
 Special Risk Income Protection SR21Yes
 Special Risk Business Expense Protection SRBE21Yes
 Business Expense Protection BE21Yes
 Voluntary Short Term Disability VSTD21Yes
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