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Disability Products

Products By State

Personal DI

  • Individual Guaranteed Renewable GR21
  • Individual Non-Cancelable NC21

Return of Premium DI

  • Surrender Value Rider

Business Expense

  • Business Expense Protection BE21

Special Risk DI

  • Special Risk Income Protection SR21

Special Risk Business Expense

  • Special Risk Business Expense Protection SRBE21

Worksite DI

  • Voluntary Short Term Disability VSTD21

DI Calculators

  • Odds of Disability - In life, there’s never a dull moment. From happy celebrations such as weddings and new babies to new jobs and new homes, along with unfortunate events such as divorces and deaths, life changes every day. How would you be able to face such changes without an income? The fact is that your income is one of your most valuable assets, as your livelihood depends on it. If you were to become sick or hurt and unable to work, how would you survive? Enter your age above to see your chances of becoming disabled. You may be surprised.
  • DI Needs Analysis - Consider all the things that depend on your income. You may not realize it, but your home, car, health, food, possessions and lifestyle all depend on your ability to work and earn a paycheck. Have you ever stopped to calculate how much your bills add up to each month? Imagine if you didn’t get an income to pay those bills. Our DI Needs Analysis Calculator will help you determine just how much income you need to protect each month with a disability insurance policy.
  • Personal Disability - If you are like most people, your income is the foundation that supports all of your future dreams, hopes and expectations. Your ability to earn an income truly is your most valuable asset. What would happen if you become sick or hurt and unable to work, and therefore, unable to earn a paycheck? Could you and your family maintain your standard of living? Use our Personal DI Calculator to see how easy and affordable it is to protect your income with a disability insurance policy from Illinois Mutual.
  • Business Expense - As a small business owner, you know what it means to be responsible, whether you’re just opening your first corner shop or running a long-time establishment with a payroll of employees. With such responsibility, you becoming sick or hurt and unable to work could be your business’ worst enemy. How will you pay your business’ monthly expenses, such as rent and utilities while you are unable to work? The fact is, your income is one of your most valuable assets, as your business, employees and family depend on it. Use our Business Expense calculator to see how easy it is to protect your business with disability insurance.
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